Dutch Journal of Finance and Management

Fintech perception of cooperation or competition with banking
Flávio Salgado 1, Helena Costa Oliveira 1 *
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1 CEOS.PP, Polytechnic University of Porto, Porto, Portugal
* Corresponding Author
Research Article

Dutch Journal of Finance and Management, 2022 - Volume 5 Issue 2, Article No: 24758
https://doi.org/10.55267/djfm/13933

Published Online: 30 Dec 2022

Views: 249 | Downloads: 192

How to cite this article
APA 6th edition
In-text citation: (Salgado & Oliveira, 2022)
Reference: Salgado, F., & Oliveira, H. C. (2022). Fintech perception of cooperation or competition with banking. Dutch Journal of Finance and Management, 5(2), 24758. https://doi.org/10.55267/djfm/13933
Vancouver
In-text citation: (1), (2), (3), etc.
Reference: Salgado F, Oliveira HC. Fintech perception of cooperation or competition with banking. DUTCH J FINANCE MANA. 2022;5(2):24758. https://doi.org/10.55267/djfm/13933
AMA 10th edition
In-text citation: (1), (2), (3), etc.
Reference: Salgado F, Oliveira HC. Fintech perception of cooperation or competition with banking. DUTCH J FINANCE MANA. 2022;5(2), 24758. https://doi.org/10.55267/djfm/13933
Chicago
In-text citation: (Salgado and Oliveira, 2022)
Reference: Salgado, Flávio, and Helena Costa Oliveira. "Fintech perception of cooperation or competition with banking". Dutch Journal of Finance and Management 2022 5 no. 2 (2022): 24758. https://doi.org/10.55267/djfm/13933
Harvard
In-text citation: (Salgado and Oliveira, 2022)
Reference: Salgado, F., and Oliveira, H. C. (2022). Fintech perception of cooperation or competition with banking. Dutch Journal of Finance and Management, 5(2), 24758. https://doi.org/10.55267/djfm/13933
MLA
In-text citation: (Salgado and Oliveira, 2022)
Reference: Salgado, Flávio et al. "Fintech perception of cooperation or competition with banking". Dutch Journal of Finance and Management, vol. 5, no. 2, 2022, 24758. https://doi.org/10.55267/djfm/13933
ABSTRACT
Over the past few years, significant industries have modified their operation mode in the markets due to the substantial emergence of information technologies. The changes occur in the interaction with customers, production processes, or implementing strategies. The banking sector is not an exception, and this study focuses on the digital transformations of banks. This paper aims to understand how financial organizations in Portugal are changing to remain competitive while implementing information technologies. The purpose is to study a fintech, that emerged due to the digital transformation of the bank sector, and to understand its relationship with traditional banks, whether it is of cooperation or competition. This case study follows a qualitative methodology based on a semi-structured interview with the CEO of the fintech company nBanks. The fintech companies and banks can collaborate and work together to develop the financial market in Portugal. The relationship between them can be of cooperation instead of competitiveness.
KEYWORDS
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